/* APEX PLANNING - PROFESSIONAL RIA/WIREHOUSE GRADE STYLING */
/* Maintaining existing HTML structure - CSS enhancements only */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

/* ==============================================
   RESET & FOUNDATION
   ============================================== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    line-height: 1.6;
    color: #1a202c;
    background: #ffffff;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* ==============================================
   PROFESSIONAL COLOR SYSTEM
   ============================================== */
:root {
    /* Primary Brand Colors - RIA Grade */
    --primary-blue: #2563eb;
    --apex-blue: #2563eb;
    --apex-blue-dark: #1d4ed8;
    --apex-blue-light: #3b82f6;
    
    /* Sophisticated Neutrals */
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-400: #94a3b8;
    --gray-500: #64748b;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1e293b;
    --gray-900: #0f172a;
    
    /* Premium Spacing */
    --space-1: 0.25rem;
    --space-2: 0.5rem;
    --space-3: 0.75rem;
    --space-4: 1rem;
    --space-5: 1.25rem;
    --space-6: 1.5rem;
    --space-8: 2rem;
    --space-10: 2.5rem;
    --space-12: 3rem;
    --space-16: 4rem;
    --space-20: 5rem;
    --space-24: 6rem;
    --space-32: 8rem;
    
    /* Professional Typography */
    --font-weight-light: 300;
    --font-weight-normal: 400;
    --font-weight-medium: 500;
    --font-weight-semibold: 600;
    --font-weight-bold: 700;
    --font-weight-extrabold: 800;
    
    /* Premium Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    
    /* Professional Animations */
    --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
    --transition-normal: 300ms cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 500ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* ==============================================
   PREMIUM HEADER SYSTEM
   ============================================== */
.premium-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(0, 0, 0, 0.06);
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
    transition: all var(--transition-normal);
}

.premium-nav {
    max-width: 1400px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--space-4) var(--space-6);
}

.nav-brand {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.nav-brand a {
    text-decoration: none;
    display: flex;
    align-items: center;
    transition: transform var(--transition-fast);
}

.nav-brand a:hover {
    transform: translateY(-1px);
}

.brand-apex {
    font-size: 1.75rem;
    font-weight: var(--font-weight-extrabold);
    color: var(--gray-900);
    letter-spacing: -0.02em;
}

.brand-planning {
    font-size: 1.75rem;
    font-weight: var(--font-weight-light);
    color: var(--gray-600);
    letter-spacing: 0.02em;
}

.nav-tagline {
    font-size: 0.8rem;
    color: var(--gray-500);
    font-weight: var(--font-weight-medium);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-top: -2px;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: var(--space-8);
}

.nav-link {
    font-size: 0.95rem;
    font-weight: var(--font-weight-medium);
    color: var(--gray-600);
    text-decoration: none;
    position: relative;
    transition: color var(--transition-fast);
    padding: var(--space-2) 0;
}

.nav-link:hover {
    color: var(--gray-900);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-blue);
    transition: width var(--transition-normal);
}

.nav-link:hover::after {
    width: 100%;
}

.nav-cta-group {
    display: flex;
    align-items: center;
    gap: var(--space-4);
}

.nav-cta {
    background: linear-gradient(135deg, var(--apex-blue) 0%, var(--apex-blue-dark) 100%);
    color: white;
    text-decoration: none;
    padding: var(--space-3) var(--space-6);
    border-radius: 8px;
    font-weight: var(--font-weight-semibold);
    font-size: 0.9rem;
    letter-spacing: 0.02em;
    transition: all var(--transition-normal);
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.nav-cta:hover {
    background: linear-gradient(135deg, var(--apex-blue-dark) 0%, var(--apex-blue) 100%);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.25);
}

/* ==============================================
   HERO SECTION - PROFESSIONAL
   ============================================== */
.hero-universal {
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: #000000;
    padding-top: 100px;
    position: relative;
    overflow: hidden;
}

/* Video Background Styles */
.hero-video {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 1;
    opacity: 0.8;
    background: #000;
}

.hero-video-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.3);
    z-index: 2;
}

.hero-container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 var(--space-6);
    display: grid;
    grid-template-columns: 1fr auto;
    gap: var(--space-8);
    align-items: start;
    position: relative;
    z-index: 10;
}

.hero-content {
    max-width: 900px;
    flex-grow: 1;
}

.hero-eyebrow {
    font-size: 0.85rem;
    font-weight: var(--font-weight-semibold);
    color: #ffffff;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: var(--space-4);
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.7);
}

.hero-headline {
    font-size: clamp(2.5rem, 5vw, 4rem);
    font-weight: var(--font-weight-extrabold);
    line-height: 1.1;
    letter-spacing: -0.02em;
    color: #ffffff;
    margin-bottom: var(--space-6);
    text-shadow: 3px 3px 6px rgba(0, 0, 0, 0.8);
}

.headline-emphasis {
    color: #ffffff;
    text-shadow: 3px 3px 6px rgba(0, 0, 0, 0.8);
}

.hero-subhead {
    font-size: 1.25rem;
    font-weight: var(--font-weight-normal);
    color: #f8f9fa;
    line-height: 1.6;
    margin-bottom: var(--space-12);
    max-width: 600px;
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.7);
}

/* Path Selection */
.path-selection {
    margin-top: var(--space-12);
}

.path-selection h3 {
    font-size: 1.5rem;
    font-weight: var(--font-weight-bold);
    color: #ffffff;
    margin-bottom: var(--space-6);
    text-align: center;
    letter-spacing: -0.01em;
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.7);
}

.path-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(280px, 1fr));
    gap: var(--space-6);
    max-width: 1000px;
    margin: 0 auto;
}

.path-card {
    background: rgba(255, 255, 255, 0.1);
    border: 2px solid transparent;
    border-radius: 16px;
    padding: var(--space-10);
    text-decoration: none;
    text-align: center;
    transition: all var(--transition-normal);
    box-shadow: var(--shadow-sm);
    position: relative;
    overflow: hidden;
    backdrop-filter: blur(10px);
    min-width: 280px;
    width: 100%;
    min-height: 200px;
}

.path-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.5), transparent);
    transition: left var(--transition-slow);
}

.path-card:hover {
    transform: translateY(-4px) scale(1.02);
    box-shadow: var(--shadow-xl);
    border-color: transparent;
    backdrop-filter: blur(15px);
}

.path-card:hover::before {
    left: 100%;
}

.path-card.medical {
    border: 2px solid rgba(96, 165, 250, 0.3);
    border-left: 4px solid rgba(96, 165, 250, 0.6);
    background: linear-gradient(135deg, rgba(239, 246, 255, 0.2) 0%, rgba(219, 234, 254, 0.2) 100%);
}

.path-card.medical:hover {
    border-color: rgba(96, 165, 250, 0.6);
    border-left-color: rgba(96, 165, 250, 0.8);
    box-shadow: 0 20px 25px -5px rgba(59, 130, 246, 0.15);
    background: linear-gradient(135deg, rgba(239, 246, 255, 0.3) 0%, rgba(219, 234, 254, 0.3) 100%);
}

.path-card.business {
    border: 2px solid rgba(52, 168, 83, 0.3);
    border-left: 4px solid rgba(52, 168, 83, 0.6);
    background: linear-gradient(135deg, rgba(240, 253, 244, 0.2) 0%, rgba(220, 252, 231, 0.2) 100%);
}

.path-card.business:hover {
    border-color: rgba(52, 168, 83, 0.6);
    border-left-color: rgba(52, 168, 83, 0.8);
    box-shadow: 0 20px 25px -5px rgba(34, 197, 94, 0.15);
    background: linear-gradient(135deg, rgba(240, 253, 244, 0.3) 0%, rgba(220, 252, 231, 0.3) 100%);
}

.path-card.wealth {
    border: 2px solid rgba(217, 119, 6, 0.3);
    border-left: 4px solid rgba(217, 119, 6, 0.6);
    background: linear-gradient(135deg, rgba(255, 251, 235, 0.2) 0%, rgba(254, 243, 199, 0.2) 100%);
}

.path-card.wealth:hover {
    border-color: rgba(217, 119, 6, 0.6);
    border-left-color: rgba(217, 119, 6, 0.8);
    box-shadow: 0 20px 25px -5px rgba(245, 158, 11, 0.15);
    background: linear-gradient(135deg, rgba(255, 251, 235, 0.3) 0%, rgba(254, 243, 199, 0.3) 100%);
}

.path-icon {
    font-size: 2.5rem;
    margin-bottom: var(--space-3);
    display: block;
    filter: grayscale(0.2);
    transition: all var(--transition-normal);
}

.path-card:hover .path-icon {
    filter: grayscale(0);
    transform: scale(1.1);
}

.path-card.medical:hover .path-title {
    color: #93c5fd;
    text-shadow: 
        2px 2px 4px rgba(0, 0, 0, 0.8),
        0 0 20px rgba(147, 197, 253, 0.6);
}

.path-card.business:hover .path-title {
    color: #86efac;
    text-shadow: 
        2px 2px 4px rgba(0, 0, 0, 0.8),
        0 0 20px rgba(134, 239, 172, 0.6);
}

.path-card.wealth:hover .path-title {
    color: #fbbf24;
    text-shadow: 
        2px 2px 4px rgba(0, 0, 0, 0.8),
        0 0 20px rgba(251, 191, 36, 0.6);
}

.path-card.medical:hover .path-desc {
    color: #bfdbfe;
    text-shadow: 
        1px 1px 3px rgba(0, 0, 0, 0.7),
        0 0 15px rgba(191, 219, 254, 0.4);
}

.path-card.business:hover .path-desc {
    color: #bbf7d0;
    text-shadow: 
        1px 1px 3px rgba(0, 0, 0, 0.7),
        0 0 15px rgba(187, 247, 208, 0.4);
}

.path-card.wealth:hover .path-desc {
    color: #fed7aa;
    text-shadow: 
        1px 1px 3px rgba(0, 0, 0, 0.7),
        0 0 15px rgba(254, 215, 170, 0.4);
}

.path-title {
    font-size: 1.25rem;
    font-weight: 900;
    color: #ffffff;
    margin-bottom: var(--space-3);
    letter-spacing: -0.01em;
    transition: color var(--transition-normal);
    text-shadow: 
        2px 2px 4px rgba(0, 0, 0, 0.8),
        0 0 15px rgba(255, 255, 255, 0.2);
    white-space: normal;
    text-align: center;
    width: 100%;
    line-height: 1.3;
    min-height: 2.5em;
}

.path-desc {
    font-size: 1rem;
    color: #f8f9fa;
    font-weight: 600;
    transition: color var(--transition-normal);
    text-shadow: 
        1px 1px 3px rgba(0, 0, 0, 0.7),
        0 0 10px rgba(255, 255, 255, 0.1);
    text-align: center;
    width: 100%;
}

/* Hero Visual */
.hero-visual {
    display: flex;
    justify-content: flex-start;
    align-items: flex-start;
    position: relative;
    margin-top: 0;
}

/* Styles restored to original layout */

.shield-stats {
    text-align: center;
    color: white;
    display: flex;
    flex-direction: column;
    gap: var(--space-4);
    padding: var(--space-4);
    width: 300px;
    background: transparent;
}

.stat-item {
    margin-bottom: var(--space-3);
    background: transparent;
    border: none;
    border-radius: 12px;
    padding: var(--space-4);
    transition: all var(--transition-normal);
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.stat-item:last-child {
    margin-bottom: 0;
}

.stat-item:hover {
    transform: scale(1.05);
}

.stat-number {
    font-size: 1.875rem;
    font-weight: 900;
    line-height: 1;
    margin-bottom: var(--space-1);
    text-shadow: 
        2px 2px 4px rgba(0, 0, 0, 0.8),
        0 0 15px rgba(255, 255, 255, 0.3),
        0 0 30px rgba(255, 255, 255, 0.2);
    font-variant-numeric: tabular-nums;
    letter-spacing: 0.05em;
    color: #ffffff;
    min-height: 1.875rem;
    display: block;
    text-align: center;
    width: 100%;
}

.stat-label {
    font-size: 0.75rem;
    font-weight: 700;
    opacity: 1;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: #ffffff;
    text-shadow: 
        1px 1px 3px rgba(0, 0, 0, 0.8),
        0 0 10px rgba(255, 255, 255, 0.2);
    line-height: 1.3;
    text-align: center;
    width: 100%;
    display: block;
}

/* ==============================================
   TRUST SECTION - PROFESSIONAL
   ============================================== */
.trust-section {
    padding: var(--space-32) 0;
    background: #ffffff;
    position: relative;
}

.trust-container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 var(--space-6);
}

.trust-content {
    text-align: center;
}

.trust-header {
    max-width: 800px;
    margin: 0 auto var(--space-16) auto;
}

.trust-title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: var(--font-weight-extrabold);
    color: var(--gray-900);
    line-height: 1.2;
    letter-spacing: -0.02em;
    margin-bottom: var(--space-6);
}

.trust-subtitle {
    font-size: 1.25rem;
    color: var(--gray-600);
    font-weight: var(--font-weight-normal);
    line-height: 1.6;
    max-width: 600px;
    margin: 0 auto;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-6);
    max-width: 1200px;
    margin: 0 auto;
}

.trust-card {
    background: #ffffff;
    padding: var(--space-8);
    border-radius: 20px;
    text-align: center;
    box-shadow: 
        0 4px 6px rgba(0, 0, 0, 0.07),
        0 1px 3px rgba(0, 0, 0, 0.05);
    transition: all var(--transition-normal);
    border: 1px solid rgba(0, 0, 0, 0.03);
    position: relative;
    overflow: hidden;
}

.trust-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(37, 99, 235, 0.03), transparent);
    transition: left var(--transition-slow);
}

.trust-card:hover {
    transform: translateY(-6px);
    box-shadow: 
        0 20px 25px rgba(0, 0, 0, 0.1),
        0 10px 10px rgba(0, 0, 0, 0.04);
    border-color: rgba(37, 99, 235, 0.1);
}

.trust-card:hover::before {
    left: 100%;
}

.trust-icon {
    font-size: 2.5rem;
    margin-bottom: var(--space-4);
    filter: grayscale(0.3);
    transition: all var(--transition-normal);
}

.trust-card:hover .trust-icon {
    filter: grayscale(0);
    transform: scale(1.05);
}

.trust-card h3 {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    margin-bottom: var(--space-4);
    color: var(--gray-900);
    letter-spacing: -0.01em;
}

.trust-card p {
    color: var(--gray-600);
    line-height: 1.6;
    font-size: 0.95rem;
}

/* ==============================================
   CALCULATOR SECTIONS - PROFESSIONAL
   ============================================== */
.calculator-section {
    padding: var(--space-24) var(--space-6);
    background: var(--gray-50);
}

.calculator-container {
    max-width: 1200px;
    margin: 0 auto;
    background: #ffffff;
    border-radius: 24px;
    box-shadow: var(--shadow-xl);
    overflow: hidden;
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.calculator-header {
    background: linear-gradient(135deg, var(--gray-800) 0%, var(--gray-700) 100%);
    color: white;
    padding: var(--space-12) var(--space-8);
    text-align: center;
    position: relative;
}

.calculator-header h2 {
    font-size: 2rem;
    font-weight: var(--font-weight-bold);
    margin-bottom: var(--space-3);
    letter-spacing: -0.01em;
}

.calculator-header p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 1.1rem;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.5;
}

.calculator-content {
    padding: var(--space-12);
}

/* Form Styling */
.calculator-form {
    margin-bottom: var(--space-10);
}

.form-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--space-6);
    margin-bottom: var(--space-6);
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    font-weight: var(--font-weight-semibold);
    margin-bottom: var(--space-3);
    color: var(--gray-700);
    font-size: 0.9rem;
    letter-spacing: 0.02em;
}

.form-group input,
.form-group select {
    padding: var(--space-4);
    border: 2px solid var(--gray-200);
    border-radius: 12px;
    font-size: 1rem;
    font-weight: var(--font-weight-medium);
    transition: all var(--transition-normal);
    background: #ffffff;
    box-shadow: var(--shadow-sm);
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 
        0 0 0 3px rgba(37, 99, 235, 0.1),
        var(--shadow-md);
    transform: translateY(-1px);
}

/* Specialty Grid */
.specialty-section {
    margin-bottom: var(--space-12);
}

.specialty-title {
    font-size: 1.5rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-6);
    text-align: center;
}

.specialty-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--space-4);
}

.specialty-card {
    border: 2px solid var(--gray-200);
    border-radius: 12px;
    padding: var(--space-4);
    cursor: pointer;
    transition: all var(--transition-normal);
    text-align: center;
    background: #ffffff;
    box-shadow: var(--shadow-sm);
}

.specialty-card:hover {
    border-color: var(--apex-blue);
    background: rgba(37, 99, 235, 0.02);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.specialty-card.active {
    border-color: var(--apex-blue);
    background: rgba(37, 99, 235, 0.05);
    box-shadow: 0 10px 25px rgba(37, 99, 235, 0.15);
}

.specialty-name {
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    font-size: 0.95rem;
    margin-bottom: var(--space-2);
}

.specialty-salary {
    font-size: 0.85rem;
    color: var(--gray-500);
    font-weight: var(--font-weight-medium);
}

/* Button Styling */
.calculate-button-container {
    text-align: center;
    margin: var(--space-8) 0;
    padding: var(--space-8);
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.03) 0%, rgba(59, 130, 246, 0.02) 100%);
    border-radius: 20px;
    border: 1px solid rgba(37, 99, 235, 0.1);
}

.calculator-btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-3);
    background: linear-gradient(135deg, var(--apex-blue) 0%, var(--apex-blue-light) 100%);
    color: white;
    font-size: 1.1rem;
    font-weight: var(--font-weight-bold);
    padding: var(--space-5) var(--space-8);
    border: none;
    border-radius: 16px;
    cursor: pointer;
    box-shadow: 
        var(--shadow-lg),
        inset 0 1px 0 rgba(255, 255, 255, 0.2);
    transition: all var(--transition-normal);
    letter-spacing: 0.02em;
    position: relative;
    overflow: hidden;
}

.calculator-btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: left var(--transition-slow);
}

.calculator-btn-primary:hover {
    background: linear-gradient(135deg, var(--apex-blue-dark) 0%, var(--apex-blue) 100%);
    box-shadow: 
        0 20px 25px rgba(37, 99, 235, 0.25),
        inset 0 1px 0 rgba(255, 255, 255, 0.3);
    transform: translateY(-2px);
}

.calculator-btn-primary:hover::before {
    left: 100%;
}

.btn-icon {
    font-size: 1.2rem;
}

.btn-arrow {
    transition: transform var(--transition-normal);
}

.calculator-btn-primary:hover .btn-arrow {
    transform: translateX(3px);
}

.button-subtext {
    margin-top: var(--space-3);
    font-size: 0.95rem;
    color: var(--gray-600);
    font-style: italic;
}

/* Results Display */
.calculator-results {
    background: linear-gradient(135deg, var(--gray-50) 0%, #ffffff 100%);
    padding: var(--space-10);
    border-radius: 20px;
    margin-top: var(--space-10);
    border: 1px solid rgba(0, 0, 0, 0.04);
    box-shadow: var(--shadow-lg);
}

.calculator-results h3 {
    font-size: 1.875rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-8);
    text-align: center;
    letter-spacing: -0.01em;
}

.results-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--space-6);
    margin-bottom: var(--space-8);
}

.result-item,
.result-card {
    background: #ffffff;
    padding: var(--space-6);
    border-radius: 16px;
    text-align: center;
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(0, 0, 0, 0.04);
    transition: all var(--transition-normal);
}

.result-item:hover,
.result-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-xl);
}

.result-label {
    font-size: 0.8rem;
    color: var(--gray-500);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: var(--font-weight-semibold);
    margin-bottom: var(--space-2);
}

.result-value {
    font-size: 1.875rem;
    font-weight: var(--font-weight-extrabold);
    color: var(--apex-blue);
    line-height: 1;
    margin-bottom: var(--space-2);
    letter-spacing: -0.01em;
}

.result-description {
    font-size: 0.85rem;
    color: var(--gray-600);
    font-weight: var(--font-weight-medium);
}

.result-large {
    grid-column: span 2;
}

.result-large .result-value {
    font-size: 2.25rem;
}

/* Insights */
.results-insight,
.specialty-insights {
    background: #ffffff;
    padding: var(--space-6);
    border-radius: 16px;
    margin-top: var(--space-6);
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.insight-title,
.insights-title {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
    text-align: center;
}

.insight-text {
    color: var(--gray-600);
    line-height: 1.6;
    text-align: center;
}

.insight-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--space-3) var(--space-4);
    margin-bottom: var(--space-2);
    background: var(--gray-50);
    border-radius: 8px;
    border-left: 3px solid var(--apex-blue);
    transition: all var(--transition-fast);
}

.insight-item:hover {
    background: rgba(37, 99, 235, 0.03);
    transform: translateX(4px);
}

.insight-label {
    font-size: 0.9rem;
    color: var(--gray-600);
    font-weight: var(--font-weight-medium);
}

.insight-value {
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
}

/* Payment Schedule */
.payment-schedule {
    margin-top: var(--space-10);
    background: #ffffff;
    padding: var(--space-6);
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.schedule-title {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-6);
    text-align: center;
}

.schedule-table {
    width: 100%;
    border-collapse: collapse;
    background: #ffffff;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.schedule-table th {
    background: linear-gradient(135deg, var(--gray-800) 0%, var(--gray-700) 100%);
    color: white;
    padding: var(--space-4) var(--space-5);
    text-align: left;
    font-size: 0.9rem;
    font-weight: var(--font-weight-semibold);
    letter-spacing: 0.02em;
    text-transform: uppercase;
}

.schedule-table td {
    padding: var(--space-3) var(--space-5);
    border-bottom: 1px solid var(--gray-200);
    font-size: 0.9rem;
    font-weight: var(--font-weight-medium);
    color: var(--gray-700);
}

.schedule-table tr:hover {
    background: rgba(37, 99, 235, 0.02);
}

/* Disclaimer */
.calculator-disclaimer {
    margin-top: var(--space-10);
    padding: var(--space-6);
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.03) 0%, rgba(37, 99, 235, 0.02) 100%);
    border-radius: 16px;
    border: 1px solid rgba(245, 158, 11, 0.1);
    box-shadow: var(--shadow-sm);
}

.calculator-disclaimer h4 {
    font-size: 1.1rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
}

.calculator-disclaimer ul {
    list-style: none;
    padding: 0;
}

.calculator-disclaimer li {
    padding: var(--space-2) 0;
    color: var(--gray-600);
    font-size: 0.9rem;
    position: relative;
    padding-left: var(--space-6);
    line-height: 1.5;
}

.calculator-disclaimer li::before {
    content: '⚠';
    position: absolute;
    left: 0;
    color: #f59e0b;
}

/* ==============================================
   CONTENT SECTIONS - PROFESSIONAL
   ============================================== */
.content-section {
    padding: var(--space-32) 0;
    background: #ffffff;
}

.content-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--space-6);
}

.section-title {
    font-size: clamp(1.875rem, 4vw, 2.5rem);
    font-weight: var(--font-weight-extrabold);
    color: var(--gray-900);
    text-align: center;
    margin-bottom: var(--space-6);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.section-subtitle {
    font-size: 1.25rem;
    color: var(--gray-600);
    text-align: center;
    margin-bottom: var(--space-12);
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
}

.content-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--space-6);
}

.content-card {
    background: #ffffff;
    padding: var(--space-8);
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(0, 0, 0, 0.04);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
}

.content-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(37, 99, 235, 0.02), transparent);
    transition: left var(--transition-slow);
}

.content-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-xl);
}

.content-card:hover::before {
    left: 100%;
}

.content-card h3 {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
    letter-spacing: -0.01em;
}

.content-card p {
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: var(--space-4);
}

.content-features {
    list-style: none;
    padding: 0;
}

.content-features li {
    padding: var(--space-2) 0;
    color: var(--gray-600);
    font-size: 0.9rem;
    position: relative;
    padding-left: var(--space-6);
    line-height: 1.5;
}

.content-features li::before {
    content: '●';
    position: absolute;
    left: 0;
    color: var(--apex-blue);
    font-weight: bold;
}

/* ==============================================
   CONSULTATION SECTION
   ============================================== */
.consultation-section {
    background: var(--gray-50);
    padding: var(--space-32) 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.consultation-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--space-6);
}

.consultation-header {
    text-align: center;
    margin-bottom: var(--space-16);
}

.consultation-title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: var(--font-weight-extrabold);
    color: var(--gray-900);
    margin-bottom: var(--space-6);
    line-height: 1.2;
    letter-spacing: -0.02em;
}

.consultation-subtitle {
    font-size: 1.25rem;
    color: var(--gray-600);
    line-height: 1.6;
    max-width: 700px;
    margin: 0 auto;
}

.consultation-segments {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: var(--space-6);
}

.consultation-card {
    background: #ffffff;
    padding: var(--space-10);
    border-radius: 24px;
    text-align: center;
    box-shadow: var(--shadow-lg);
    transition: all var(--transition-normal);
    border: 1px solid rgba(0, 0, 0, 0.04);
    position: relative;
    overflow: hidden;
}

.consultation-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(37, 99, 235, 0.02), transparent);
    transition: left var(--transition-slow);
}

.consultation-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-2xl);
    border-color: rgba(37, 99, 235, 0.1);
}

.consultation-card:hover::before {
    left: 100%;
}

.consultation-icon {
    font-size: 3rem;
    margin-bottom: var(--space-6);
    filter: grayscale(0.2);
    transition: all var(--transition-normal);
}

.consultation-card:hover .consultation-icon {
    filter: grayscale(0);
    transform: scale(1.05);
}

.consultation-card h3 {
    font-size: 1.5rem;
    font-weight: var(--font-weight-bold);
    margin-bottom: var(--space-4);
    color: var(--gray-900);
    letter-spacing: -0.01em;
}

.consultation-card p {
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: var(--space-6);
}

.consultation-includes {
    list-style: none;
    padding: 0;
    margin-bottom: var(--space-8);
    text-align: left;
}

.consultation-includes li {
    padding: var(--space-2) 0;
    color: var(--gray-600);
    font-size: 0.9rem;
    position: relative;
    padding-left: var(--space-6);
}

.consultation-includes li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #10b981;
    font-weight: bold;
}

.consultation-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    background: linear-gradient(135deg, var(--apex-blue) 0%, var(--apex-blue-dark) 100%);
    color: white;
    text-decoration: none;
    padding: var(--space-4) var(--space-6);
    border-radius: 12px;
    font-weight: var(--font-weight-semibold);
    font-size: 0.95rem;
    letter-spacing: 0.02em;
    box-shadow: var(--shadow-md);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
}

.consultation-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: left var(--transition-slow);
}

.consultation-btn:hover {
    background: linear-gradient(135deg, var(--apex-blue-dark) 0%, var(--apex-blue) 100%);
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(37, 99, 235, 0.25);
}

.consultation-btn:hover::before {
    left: 100%;
}

.consultation-btn.medical {
    background: linear-gradient(135deg, var(--apex-blue) 0%, var(--apex-blue-light) 100%);
}

.consultation-btn.business {
    background: linear-gradient(135deg, #10b981 0%, #34d399 100%);
}

.consultation-btn.wealth {
    background: linear-gradient(135deg, #f59e0b 0%, #fbbf24 100%);
}

/* Results CTA */
.results-cta {
    text-align: center;
    margin-top: var(--space-8);
    padding: var(--space-6);
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.03) 0%, rgba(37, 99, 235, 0.02) 100%);
    border-radius: 16px;
    border: 1px solid rgba(16, 185, 129, 0.1);
}

.results-cta h3 {
    font-size: 1.5rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-3);
}

.results-cta p {
    color: var(--gray-600);
    margin-bottom: var(--space-6);
    line-height: 1.6;
}

.cta-button {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2);
    background: linear-gradient(135deg, var(--apex-blue) 0%, var(--apex-blue-dark) 100%);
    color: white;
    text-decoration: none;
    padding: var(--space-4) var(--space-6);
    border-radius: 12px;
    font-weight: var(--font-weight-semibold);
    font-size: 0.95rem;
    letter-spacing: 0.02em;
    box-shadow: var(--shadow-md);
    transition: all var(--transition-normal);
}

.cta-button:hover {
    background: linear-gradient(135deg, var(--apex-blue-dark) 0%, var(--apex-blue) 100%);
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(37, 99, 235, 0.25);
}

/* ==============================================
   RESPONSIVE DESIGN
   ============================================== */
@media (max-width: 1024px) {
    .premium-nav {
        padding: var(--space-3) var(--space-4);
    }
    
    .hero-container {
        grid-template-columns: 1fr;
        gap: var(--space-8);
        text-align: center;
    }
    
    .hero-content {
        max-width: none;
    }
    
    .hero-visual {
        justify-content: center;
        margin-top: var(--space-6);
    }
    
    .path-grid {
        grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
        gap: var(--space-6);
    }
    
    .path-grid {
        grid-template-columns: 1fr;
        gap: var(--space-4);
        max-width: none;
    }
    
    .trust-grid {
        grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
        gap: var(--space-4);
    }
    
    .shield-stats {
        padding: var(--space-4);
        gap: var(--space-3);
        width: 240px;
        margin: 0 auto;
        background: transparent;
        text-align: center;
    }
}

@media (max-width: 768px) {
    .premium-nav {
        flex-direction: column;
        gap: var(--space-3);
        padding: var(--space-3) var(--space-4);
    }
    
    .nav-links {
        gap: var(--space-4);
    }
    
    .hero-universal {
        padding-top: var(--space-20);
        min-height: auto;
        padding-bottom: var(--space-12);
    }
    
    .hero-container {
        padding: 0 var(--space-4);
        gap: var(--space-6);
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .hero-content {
        max-width: none;
    }
    
    .hero-visual {
        justify-content: center;
        margin-top: var(--space-6);
    }
    
    .trust-section,
    .content-section,
    .consultation-section {
        padding: var(--space-16) 0;
    }
    
    .trust-container,
    .content-container,
    .consultation-container {
        padding: 0 var(--space-4);
    }
    
    .calculator-section {
        padding: var(--space-12) var(--space-4);
    }
    
    .calculator-content {
        padding: var(--space-6);
    }
    
    .calculator-header {
        padding: var(--space-6);
    }
    
    .form-row {
        grid-template-columns: 1fr;
        gap: var(--space-4);
    }
    
    .specialty-grid {
        grid-template-columns: 1fr;
        gap: var(--space-3);
    }
    
    .results-grid {
        grid-template-columns: 1fr;
        gap: var(--space-4);
    }
    
    .result-large {
        grid-column: span 1;
    }
    
    .shield-stats {
        padding: var(--space-3);
        gap: var(--space-3);
        width: 200px;
        margin: 0 auto;
        background: transparent;
        text-align: center;
    }
    
    .stat-item {
        padding: var(--space-3);
    }
    
    .stat-number {
        font-size: 1.75rem;
    }
    
    .consultation-segments {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .path-card,
    .trust-card,
    .content-card,
    .consultation-card {
        padding: var(--space-8);
        min-width: auto;
        min-height: 180px;
    }
    
    .path-title {
        font-size: 1.125rem;
        min-height: 2em;
    }
    
    .calculator-header h2 {
        font-size: 1.5rem;
    }
    
    .calculator-btn-primary {
        padding: var(--space-4) var(--space-6);
        font-size: 1rem;
    }
    
    .shield-stats {
        padding: var(--space-2);
        gap: var(--space-2);
        width: 180px;
        margin: 0 auto;
        background: transparent;
        text-align: center;
    }
    
    .stat-item {
        padding: var(--space-2);
    }
    
    .stat-number {
        font-size: 1.5rem;
    }
}

/* ==============================================
   ACCESSIBILITY & FOCUS STATES
   ============================================== */
*:focus {
    outline: 2px solid var(--apex-blue);
    outline-offset: 2px;
}

*:focus:not(:focus-visible) {
    outline: none;
}

*:focus-visible {
    outline: 2px solid var(--apex-blue);
    outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
    
    /* Stats display directly without containers */
}

/* ==============================================
   MISSING SECTIONS - BUSINESS PAGE SPECIFIC
   ============================================== */

/* Trust Section Styling */
.trust-section {
    padding: var(--space-32) 0;
    background: #ffffff;
    position: relative;
}

.trust-container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 var(--space-6);
}

.trust-content {
    text-align: center;
}

.trust-header {
    max-width: 800px;
    margin: 0 auto var(--space-16) auto;
}

.trust-title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: var(--font-weight-extrabold);
    color: var(--gray-900);
    line-height: 1.2;
    letter-spacing: -0.02em;
    margin-bottom: var(--space-6);
}

.trust-subtitle {
    font-size: 1.25rem;
    color: var(--gray-600);
    font-weight: var(--font-weight-normal);
    line-height: 1.6;
    max-width: 600px;
    margin: 0 auto;
}

/* Insights Section */
.insights-section {
    padding: var(--space-32) 0;
    background: var(--gray-50);
    position: relative;
}

.insights-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--space-6);
}

.insights-header {
    text-align: center;
    margin-bottom: var(--space-16);
}

.insights-title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: var(--font-weight-extrabold);
    color: var(--gray-900);
    line-height: 1.2;
    letter-spacing: -0.02em;
    margin-bottom: var(--space-6);
}

.insights-subtitle {
    font-size: 1.25rem;
    color: var(--gray-600);
    font-weight: var(--font-weight-normal);
    line-height: 1.6;
    max-width: 600px;
    margin: 0 auto;
}

/* Insight Cards */
.insight-card {
    background: #ffffff;
    padding: var(--space-8);
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(0, 0, 0, 0.04);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
    text-align: left;
}

.insight-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(37, 99, 235, 0.02), transparent);
    transition: left var(--transition-slow);
}

.insight-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-xl);
}

.insight-card:hover::before {
    left: 100%;
}

.insight-title {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
    letter-spacing: -0.01em;
}

.insight-excerpt {
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: var(--space-6);
    font-size: 0.95rem;
}

.insight-meta {
    display: flex;
    gap: var(--space-4);
    margin-bottom: var(--space-6);
}

.insight-source,
.insight-type {
    font-size: 0.8rem;
    font-weight: var(--font-weight-medium);
    padding: var(--space-1) var(--space-3);
    background: var(--gray-100);
    border-radius: var(--space-4);
    color: var(--gray-600);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.insight-source {
    background: rgba(37, 99, 235, 0.1);
    color: var(--apex-blue);
}

.insight-cta {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2);
    color: var(--apex-blue);
    text-decoration: none;
    font-weight: var(--font-weight-semibold);
    font-size: 0.9rem;
    transition: all var(--transition-fast);
}

.insight-cta:hover {
    color: var(--apex-blue-dark);
    transform: translateX(3px);
}

/* Business Valuation Calculator Specific */
.valuation-methods-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--space-6);
    margin: var(--space-8) 0;
}

.valuation-method {
    background: #ffffff;
    padding: var(--space-6);
    border-radius: 16px;
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.valuation-method h4 {
    font-size: 1.1rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
}

.method-result {
    font-size: 1.5rem;
    font-weight: var(--font-weight-bold);
    color: var(--apex-blue);
    margin-bottom: var(--space-3);
}

.method-details {
    font-size: 0.9rem;
    color: var(--gray-600);
    line-height: 1.5;
}

.final-valuation {
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.03) 0%, rgba(59, 130, 246, 0.02) 100%);
    padding: var(--space-8);
    border-radius: 20px;
    margin: var(--space-8) 0;
    border: 1px solid rgba(37, 99, 235, 0.1);
    text-align: center;
}

.final-valuation h4 {
    font-size: 1.5rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
}

.final-range {
    font-size: 2rem;
    font-weight: var(--font-weight-extrabold);
    color: var(--apex-blue);
    margin-bottom: var(--space-4);
}

.valuation-summary {
    color: var(--gray-600);
    line-height: 1.6;
}

.insurance-analysis {
    margin: var(--space-8) 0;
}

.insurance-analysis h4 {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-6);
    text-align: center;
}

.insurance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--space-4);
}

.insurance-need {
    background: #ffffff;
    padding: var(--space-4);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
    text-align: center;
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.insurance-need h5 {
    font-size: 0.9rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-700);
    margin-bottom: var(--space-2);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.insurance-amount {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--apex-blue);
    margin-bottom: var(--space-1);
}

.insurance-desc {
    font-size: 0.8rem;
    color: var(--gray-500);
}

.next-steps {
    margin: var(--space-8) 0;
    padding: var(--space-6);
    background: var(--gray-50);
    border-radius: 16px;
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.next-steps h4 {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
}

.next-steps ul {
    list-style: none;
    padding: 0;
    margin-bottom: var(--space-6);
}

.next-steps li {
    padding: var(--space-2) 0;
    color: var(--gray-600);
    position: relative;
    padding-left: var(--space-6);
    line-height: 1.5;
}

.next-steps li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: var(--apex-blue);
    font-weight: bold;
}

.cta-container {
    text-align: center;
}

/* Consultation CTA Section */
.consultation-cta {
    background: var(--gray-50);
    padding: var(--space-32) 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.consultation-content {
    text-align: center;
    margin-bottom: var(--space-16);
}

/* Fix for missing step indicators */
.step-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 2rem;
    height: 2rem;
    background: var(--apex-blue);
    color: white;
    border-radius: 50%;
    font-weight: var(--font-weight-bold);
    font-size: 0.9rem;
    margin-right: var(--space-3);
}

.step-title {
    font-size: 1.1rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-3);
    display: flex;
    align-items: center;
}

.step-content {
    margin-bottom: var(--space-6);
}

.step-content label {
    display: block;
    font-weight: var(--font-weight-semibold);
    margin-bottom: var(--space-2);
    color: var(--gray-700);
    font-size: 0.9rem;
}

.step-content input,
.step-content select {
    width: 100%;
    padding: var(--space-3);
    border: 2px solid var(--gray-200);
    border-radius: 8px;
    font-size: 0.95rem;
    transition: border-color var(--transition-fast);
}

.step-content input:focus,
.step-content select:focus {
    outline: none;
    border-color: var(--apex-blue);
}

.step-description {
    font-size: 0.85rem;
    color: var(--gray-500);
    margin-top: var(--space-2);
    font-style: italic;
}

/* ==============================================
   UTILITY CLASSES
   ============================================== */
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.font-light { font-weight: var(--font-weight-light); }
.font-normal { font-weight: var(--font-weight-normal); }
.font-medium { font-weight: var(--font-weight-medium); }
.font-semibold { font-weight: var(--font-weight-semibold); }
.font-bold { font-weight: var(--font-weight-bold); }
.font-extrabold { font-weight: var(--font-weight-extrabold); }

/* ==============================================
   ADDITIONAL MISSING CLASSES
   ============================================== */

/* Calculator Grid - missing from business calculator */
.calculator-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-8);
    margin-bottom: var(--space-8);
}

/* Valuation Steps - Critical Missing Class */
.valuation-step {
    background: #ffffff;
    border: 1px solid var(--gray-200);
    border-radius: 16px;
    padding: var(--space-8);
    margin-bottom: var(--space-6);
    box-shadow: var(--shadow-sm);
    transition: all var(--transition-normal);
}

.valuation-step:hover {
    border-color: var(--apex-blue);
    box-shadow: 
        var(--shadow-lg),
        0 0 0 1px rgba(37, 99, 235, 0.1);
}

.valuation-step h4 {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-6);
    padding-bottom: var(--space-3);
    border-bottom: 2px solid var(--gray-100);
    letter-spacing: -0.01em;
}

/* Business Calculator Step Layout */
.business-calculator {
    max-width: 800px;
    margin: 0 auto;
}

.calculator-step {
    margin-bottom: var(--space-8);
    padding: var(--space-6);
    background: #ffffff;
    border-radius: 16px;
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.calculator-step.active {
    border-color: var(--apex-blue);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

/* Results summary */
.results-summary {
    background: linear-gradient(135deg, var(--gray-50) 0%, #ffffff 100%);
    padding: var(--space-8);
    border-radius: 16px;
    margin-top: var(--space-6);
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.results-summary h4 {
    font-size: 1.25rem;
    font-weight: var(--font-weight-bold);
    color: var(--gray-900);
    margin-bottom: var(--space-4);
    text-align: center;
}

/* Button variations */
.btn-calculate {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    background: linear-gradient(135deg, var(--apex-blue) 0%, var(--apex-blue-dark) 100%);
    color: white;
    border: none;
    padding: var(--space-4) var(--space-6);
    border-radius: 12px;
    font-weight: var(--font-weight-semibold);
    font-size: 0.95rem;
    cursor: pointer;
    transition: all var(--transition-normal);
    box-shadow: var(--shadow-md);
}

.btn-calculate:hover {
    background: linear-gradient(135deg, var(--apex-blue-dark) 0%, var(--apex-blue) 100%);
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(37, 99, 235, 0.25);
}

.btn-next,
.btn-previous {
    padding: var(--space-3) var(--space-5);
    border: 2px solid var(--apex-blue);
    background: transparent;
    color: var(--apex-blue);
    border-radius: 8px;
    font-weight: var(--font-weight-semibold);
    cursor: pointer;
    transition: all var(--transition-fast);
}

.btn-next:hover,
.btn-previous:hover {
    background: var(--apex-blue);
    color: white;
}

/* Form styling improvements */
.form-step {
    margin-bottom: var(--space-6);
}

.form-step label {
    display: block;
    font-weight: var(--font-weight-semibold);
    margin-bottom: var(--space-2);
    color: var(--gray-700);
}

.form-step input,
.form-step select,
.form-step textarea {
    width: 100%;
    padding: var(--space-3) var(--space-4);
    border: 2px solid var(--gray-200);
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color var(--transition-fast);
}

.form-step input:focus,
.form-step select:focus,
.form-step textarea:focus {
    outline: none;
    border-color: var(--apex-blue);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.form-note {
    font-size: 0.85rem;
    color: var(--gray-500);
    margin-top: var(--space-2);
    font-style: italic;
}

/* Error states */
.form-error {
    border-color: #ef4444 !important;
    box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.1) !important;
}

.error-message {
    color: #ef4444;
    font-size: 0.85rem;
    margin-top: var(--space-1);
    font-weight: var(--font-weight-medium);
}

/* Loading states */
.loading {
    opacity: 0.6;
    pointer-events: none;
}

.spinner {
    display: inline-block;
    width: 1rem;
    height: 1rem;
    border: 2px solid rgba(255, 255, 255, 0.3);
    border-radius: 50%;
    border-top-color: white;
    animation: spin 1s ease-in-out infinite;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

/* Alert boxes */
.alert {
    padding: var(--space-4);
    border-radius: 8px;
    margin: var(--space-4) 0;
    border: 1px solid transparent;
}

.alert-info {
    background: rgba(37, 99, 235, 0.1);
    border-color: rgba(37, 99, 235, 0.2);
    color: var(--apex-blue-dark);
}

.alert-success {
    background: rgba(16, 185, 129, 0.1);
    border-color: rgba(16, 185, 129, 0.2);
    color: #059669;
}

.alert-warning {
    background: rgba(245, 158, 11, 0.1);
    border-color: rgba(245, 158, 11, 0.2);
    color: #d97706;
}

.alert-error {
    background: rgba(239, 68, 68, 0.1);
    border-color: rgba(239, 68, 68, 0.2);
    color: #dc2626;
}

/* Progress indicators */
.progress-bar {
    width: 100%;
    height: 4px;
    background: var(--gray-200);
    border-radius: 2px;
    overflow: hidden;
    margin: var(--space-4) 0;
}

.progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--apex-blue) 0%, var(--apex-blue-light) 100%);
    transition: width var(--transition-normal);
    border-radius: 2px;
}

/* Badge/Tag styling */
.badge {
    display: inline-flex;
    align-items: center;
    padding: var(--space-1) var(--space-3);
    font-size: 0.8rem;
    font-weight: var(--font-weight-semibold);
    border-radius: var(--space-4);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.badge-primary {
    background: rgba(37, 99, 235, 0.1);
    color: var(--apex-blue);
}

.badge-success {
    background: rgba(16, 185, 129, 0.1);
    color: #059669;
}

.badge-warning {
    background: rgba(245, 158, 11, 0.1);
    color: #d97706;
}

/* Card variants */
.card-highlight {
    border: 2px solid var(--apex-blue);
    background: rgba(37, 99, 235, 0.02);
}

.card-feature {
    border-left: 4px solid var(--apex-blue);
    padding-left: var(--space-6);
}

/* Text utilities */
.text-muted { color: var(--gray-500); }
.text-primary { color: var(--apex-blue); }
.text-success { color: #10b981; }
.text-warning { color: #f59e0b; }
.text-error { color: #ef4444; }

.text-xs { font-size: 0.75rem; }
.text-sm { font-size: 0.875rem; }
.text-base { font-size: 1rem; }
.text-lg { font-size: 1.125rem; }
.text-xl { font-size: 1.25rem; }
.text-2xl { font-size: 1.5rem; }

/* Spacing utilities */
.mt-1 { margin-top: var(--space-1); }
.mt-2 { margin-top: var(--space-2); }
.mt-3 { margin-top: var(--space-3); }
.mt-4 { margin-top: var(--space-4); }
.mt-6 { margin-top: var(--space-6); }
.mt-8 { margin-top: var(--space-8); }

.mb-1 { margin-bottom: var(--space-1); }
.mb-2 { margin-bottom: var(--space-2); }
.mb-3 { margin-bottom: var(--space-3); }
.mb-4 { margin-bottom: var(--space-4); }
.mb-6 { margin-bottom: var(--space-6); }
.mb-8 { margin-bottom: var(--space-8); }

.p-1 { padding: var(--space-1); }
.p-2 { padding: var(--space-2); }
.p-3 { padding: var(--space-3); }
.p-4 { padding: var(--space-4); }
.p-6 { padding: var(--space-6); }
.p-8 { padding: var(--space-8); }

/* Display utilities */
.hidden { display: none; }
.block { display: block; }
.inline { display: inline; }
.inline-block { display: inline-block; }
.flex { display: flex; }
.grid { display: grid; }

/* Flexbox utilities */
.flex-col { flex-direction: column; }
.flex-row { flex-direction: row; }
.items-center { align-items: center; }
.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.gap-2 { gap: var(--space-2); }
.gap-3 { gap: var(--space-3); }
.gap-4 { gap: var(--space-4); }
.gap-6 { gap: var(--space-6); }

/* ==============================================
   END PROFESSIONAL STYLING
   ============================================== *//* ===== APEX V2 OVERRIDES ===== */
:root {
  --apex-v2-bg: #ffffff;
  --apex-v2-ink: #0f172a;
  --apex-v2-muted: #475569;
  --apex-v2-line: #e2e8f0;
  --apex-v2-soft: #f8fafc;
  --apex-v2-panel: rgba(255,255,255,0.88);
  --apex-v2-shadow: 0 24px 70px -30px rgba(15,23,42,0.35);
}

body.site-v2 {
  background: var(--apex-v2-bg);
  color: var(--apex-v2-ink);
}

.site-v2 * {
  box-sizing: border-box;
}

.site-v2 .apex-shell {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 32px;
}

.site-v2 .narrow-shell,
.site-v2 .apex-section-heading.narrow {
  max-width: 760px;
}

.site-v2 .centered {
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.site-v2 .apex-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  background: rgba(255,255,255,0.92);
  border-bottom: 1px solid rgba(15,23,42,0.06);
}

.site-v2 .apex-nav {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.site-v2 .apex-brand,
.site-v2 .apex-brand:visited {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  text-decoration: none;
  color: var(--apex-v2-ink);
  font-size: 1.5rem;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.site-v2 .apex-brand-light {
  font-weight: 300;
  color: #475569;
}

.site-v2 .apex-tagline {
  margin-top: 4px;
  color: #64748b;
  font-size: 0.76rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-weight: 600;
}

.site-v2 .apex-nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}

.site-v2 .apex-nav-links a {
  text-decoration: none;
  color: #475569;
  font-size: 0.95rem;
  font-weight: 500;
}

.site-v2 .apex-nav-links a:hover {
  color: var(--apex-v2-ink);
}

.site-v2 .apex-nav-links .apex-nav-cta,
.site-v2 .apex-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 22px;
  border-radius: 999px;
  border: 1px solid transparent;
  text-decoration: none;
  font-weight: 600;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
}

.site-v2 .apex-nav-links .apex-nav-cta,
.site-v2 .apex-btn-primary {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  color: #fff;
  box-shadow: 0 16px 40px -22px rgba(15,23,42,0.45);
}

.site-v2 .apex-btn-secondary {
  background: rgba(255,255,255,0.12);
  color: #fff;
  border-color: rgba(255,255,255,0.26);
}

.site-v2 .apex-btn-secondary.dark {
  color: var(--apex-v2-ink);
  background: #fff;
  border-color: var(--apex-v2-line);
}

.site-v2 .apex-nav-links .apex-nav-cta:hover,
.site-v2 .apex-btn:hover {
  transform: translateY(-1px);
}

.site-v2 .apex-hero,
.site-v2 .apex-simple-hero {
  position: relative;
  overflow: hidden;
}

.site-v2 .apex-hero {
  min-height: 86vh;
  display: flex;
  align-items: center;
  padding: 132px 0 72px;
  background: #000;
}

.site-v2 .apex-area-hero {
  min-height: 72vh;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
}

.site-v2 .apex-simple-hero {
  padding: 144px 0 72px;
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
}

.site-v2 .apex-hero-video,
.site-v2 .apex-hero-overlay {
  position: absolute;
  inset: 0;
}

.site-v2 .apex-hero-video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.82;
}

.site-v2 .apex-hero-overlay {
  background: linear-gradient(90deg, rgba(2,6,23,0.76) 0%, rgba(2,6,23,0.52) 45%, rgba(2,6,23,0.38) 100%);
  z-index: 1;
}

.site-v2 .apex-hero-overlay.personal { background: linear-gradient(90deg, rgba(46,16,101,0.72) 0%, rgba(15,23,42,0.52) 55%, rgba(15,23,42,0.36) 100%); }
.site-v2 .apex-hero-overlay.disability { background: linear-gradient(90deg, rgba(8,47,73,0.78) 0%, rgba(15,23,42,0.56) 55%, rgba(15,23,42,0.38) 100%); }
.site-v2 .apex-hero-overlay.business { background: linear-gradient(90deg, rgba(6,78,59,0.78) 0%, rgba(15,23,42,0.56) 55%, rgba(15,23,42,0.38) 100%); }
.site-v2 .apex-hero-overlay.wealth { background: linear-gradient(90deg, rgba(120,53,15,0.76) 0%, rgba(15,23,42,0.56) 55%, rgba(15,23,42,0.38) 100%); }

.site-v2 .apex-hero-grid,
.site-v2 .apex-consult-grid,
.site-v2 .apex-cta-grid,
.site-v2 .apex-split {
  position: relative;
  z-index: 2;
  display: grid;
  gap: 36px;
}

.site-v2 .apex-hero-grid {
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, .85fr);
  align-items: center;
}

.site-v2 .apex-hero-grid.single-copy {
  grid-template-columns: minmax(0, 760px);
}

.site-v2 .apex-hero-copy h1,
.site-v2 .apex-simple-hero h1,
.site-v2 .apex-section h2,
.site-v2 .apex-cta-band h2,
.site-v2 .apex-hero-panel h2 {
  letter-spacing: -0.04em;
  line-height: 1.02;
}

.site-v2 .apex-hero-copy h1,
.site-v2 .apex-simple-hero h1 {
  font-size: clamp(3rem, 6vw, 5.2rem);
  color: #fff;
  margin: 0 0 18px;
}

.site-v2 .apex-area-hero .apex-hero-copy h1 {
  font-size: clamp(2.8rem, 5vw, 4.8rem);
}

.site-v2 .apex-simple-hero h1 {
  color: var(--apex-v2-ink);
  max-width: 780px;
}

.site-v2 .apex-hero-copy p,
.site-v2 .apex-simple-hero p,
.site-v2 .apex-hero-panel p,
.site-v2 .apex-section p,
.site-v2 .apex-info-card p,
.site-v2 .apex-tool-card p,
.site-v2 .apex-mini-card span,
.site-v2 .apex-step p,
.site-v2 .apex-footer-copy,
.site-v2 .apex-form label,
.site-v2 .apex-form input,
.site-v2 .apex-form select,
.site-v2 .apex-form textarea {
  font-size: 1rem;
  line-height: 1.75;
}

.site-v2 .apex-hero-copy p {
  max-width: 640px;
  color: rgba(255,255,255,0.92);
  margin: 0 0 26px;
}

.site-v2 .apex-hero-copy.compact p { max-width: 720px; }
.site-v2 .apex-simple-hero p,
.site-v2 .apex-section p,
.site-v2 .apex-footer-copy,
.site-v2 .apex-mini-card span { color: var(--apex-v2-muted); }

.site-v2 .apex-eyebrow,
.site-v2 .apex-chip,
.site-v2 .apex-ribbon-card .label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.16em;
}

.site-v2 .apex-eyebrow { color: rgba(255,255,255,0.76); margin-bottom: 18px; }
.site-v2 .apex-eyebrow.dark,
.site-v2 .apex-chip { color: #475569; }
.site-v2 .apex-chip {
  padding: 10px 14px;
  border-radius: 999px;
  background: #eef2ff;
  margin-bottom: 18px;
}

.site-v2 .apex-actions,
.site-v2 .apex-bullet-row,
.site-v2 .apex-cta-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.site-v2 .apex-bullet-row span {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 0 14px;
  border-radius: 999px;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.18);
  color: #fff;
  font-weight: 500;
}

.site-v2 .apex-hero-panel {
  background: var(--apex-v2-panel);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 28px;
  padding: 30px;
  box-shadow: var(--apex-v2-shadow);
  backdrop-filter: blur(18px);
}

.site-v2 .apex-panel-kicker {
  color: #475569;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  margin-bottom: 10px;
}

.site-v2 .apex-hero-panel h2 {
  color: var(--apex-v2-ink);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  margin: 0 0 18px;
}

.site-v2 .apex-panel-list {
  display: grid;
  gap: 16px;
}

.site-v2 .apex-panel-list div {
  display: grid;
  gap: 4px;
  padding: 16px 0;
  border-top: 1px solid rgba(15,23,42,0.08);
}
.site-v2 .apex-panel-list div:first-child { border-top: 0; padding-top: 0; }
.site-v2 .apex-panel-list strong { font-size: 1rem; color: var(--apex-v2-ink); }
.site-v2 .apex-panel-list span { color: var(--apex-v2-muted); }

.site-v2 .apex-ribbon {
  position: relative;
  margin-top: -44px;
  z-index: 3;
}

.site-v2 .apex-ribbon-grid,
.site-v2 .apex-card-grid,
.site-v2 .apex-steps,
.site-v2 .apex-footer-grid,
.site-v2 .apex-form-grid {
  display: grid;
  gap: 18px;
}

.site-v2 .apex-ribbon-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.site-v2 .apex-card-grid.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.site-v2 .apex-card-grid.four { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.site-v2 .apex-steps { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.site-v2 .apex-footer-grid { grid-template-columns: 1.2fr .8fr .8fr; }
.site-v2 .apex-form-grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.site-v2 .apex-split, .site-v2 .apex-consult-grid, .site-v2 .apex-cta-grid { grid-template-columns: minmax(0, 1fr) minmax(320px, .9fr); align-items: start; }

.site-v2 .apex-ribbon-card,
.site-v2 .apex-info-card,
.site-v2 .apex-tool-card,
.site-v2 .apex-step,
.site-v2 .apex-mini-card,
.site-v2 .apex-form-shell {
  background: #fff;
  border: 1px solid var(--apex-v2-line);
  border-radius: 26px;
  box-shadow: 0 14px 32px -24px rgba(15,23,42,0.25);
}

.site-v2 .apex-ribbon-card,
.site-v2 .apex-tool-card {
  text-decoration: none;
  color: inherit;
}

.site-v2 .apex-ribbon-card {
  padding: 22px;
  display: grid;
  gap: 8px;
}

.site-v2 .apex-ribbon-card strong,
.site-v2 .apex-tool-card strong,
.site-v2 .apex-info-card h3,
.site-v2 .apex-step h3,
.site-v2 .apex-mini-card strong {
  color: var(--apex-v2-ink);
  font-size: 1.15rem;
  line-height: 1.3;
}

.site-v2 .apex-ribbon-card span:not(.label) { color: var(--apex-v2-muted); }
.site-v2 .apex-ribbon-card .label { color: #64748b; }

.site-v2 .apex-section { padding: 92px 0; }
.site-v2 .apex-section-tight { padding: 76px 0; }
.site-v2 .apex-soft-section { background: var(--apex-v2-soft); }

.site-v2 .apex-section-heading h2,
.site-v2 .apex-cta-band h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  margin: 0 0 16px;
}

.site-v2 .apex-info-card,
.site-v2 .apex-step,
.site-v2 .apex-mini-card,
.site-v2 .apex-tool-card {
  padding: 28px;
}

.site-v2 .apex-tool-card span:first-child,
.site-v2 .apex-step span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  background: #eef2ff;
  color: #334155;
  font-weight: 700;
  margin-bottom: 16px;
}

.site-v2 .apex-step p,
.site-v2 .apex-info-card p,
.site-v2 .apex-tool-card p,
.site-v2 .apex-mini-card span { margin-top: 10px; }

.site-v2 .apex-cta-band {
  padding: 86px 0;
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  color: #fff;
}
.site-v2 .apex-cta-band.subdued { background: linear-gradient(180deg, #f8fafc 0%, #eef2ff 100%); color: var(--apex-v2-ink); }
.site-v2 .personal-band { background: linear-gradient(135deg, #4c1d95 0%, #6d28d9 100%); }
.site-v2 .medical-band { background: linear-gradient(135deg, #0c4a6e 0%, #0369a1 100%); }
.site-v2 .business-band { background: linear-gradient(135deg, #065f46 0%, #059669 100%); }
.site-v2 .wealth-band { background: linear-gradient(135deg, #92400e 0%, #b45309 100%); }
.site-v2 .apex-cta-band p { color: rgba(255,255,255,0.82); max-width: 620px; }
.site-v2 .apex-cta-band.subdued p { color: var(--apex-v2-muted); }

.site-v2 .apex-footer {
  border-top: 1px solid var(--apex-v2-line);
  background: #fff;
  padding: 36px 0 48px;
}
.site-v2 .footer-brand { margin-bottom: 16px; }
.site-v2 .apex-footer h4 {
  font-size: 0.9rem;
  color: var(--apex-v2-ink);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 14px;
}
.site-v2 .apex-footer a,
.site-v2 .apex-footer p {
  display: block;
  text-decoration: none;
  color: var(--apex-v2-muted);
  margin: 8px 0;
}
.site-v2 .apex-footer-copy.compact { margin-top: 16px; }

.site-v2 .apex-consult-grid { align-items: stretch; }
.site-v2 .apex-form-shell { padding: 28px; }
.site-v2 .apex-form { display: grid; gap: 18px; }
.site-v2 .apex-form label { display: block; color: #334155; font-weight: 600; margin-bottom: 8px; }
.site-v2 .apex-form input,
.site-v2 .apex-form select,
.site-v2 .apex-form textarea {
  width: 100%;
  border-radius: 16px;
  border: 1px solid var(--apex-v2-line);
  padding: 14px 16px;
  color: var(--apex-v2-ink);
  background: #fff;
  font-family: inherit;
}
.site-v2 .apex-form textarea { resize: vertical; min-height: 128px; }
.site-v2 .apex-form input:focus,
.site-v2 .apex-form select:focus,
.site-v2 .apex-form textarea:focus {
  outline: none;
  border-color: #94a3b8;
  box-shadow: 0 0 0 4px rgba(148,163,184,0.16);
}
.site-v2 .apex-checkbox-row label { display: inline-flex; align-items: center; gap: 10px; margin: 0; }
.site-v2 .apex-form-submit { width: 100%; }

.site-v2 .consult-expectations { margin-top: 22px; }
.site-v2 .apex-mini-stack { display: grid; gap: 14px; }
.site-v2 .apex-mini-card { padding: 18px 20px; }

.site-v2 .calculator-section,
.site-v2 .trust-section {
  padding-top: 76px !important;
  padding-bottom: 76px !important;
}

.site-v2 .consultation-section,
.site-v2 .consultation-cta,
.site-v2 .homepage-services,
.site-v2 .insights-section,
.site-v2 .content-section:nth-of-type(n+3) {
  display: block;
}

@media (max-width: 1080px) {
  .site-v2 .apex-ribbon-grid,
  .site-v2 .apex-card-grid.four { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .site-v2 .apex-footer-grid,
  .site-v2 .apex-hero-grid,
  .site-v2 .apex-cta-grid,
  .site-v2 .apex-split,
  .site-v2 .apex-consult-grid { grid-template-columns: 1fr; }
}

@media (max-width: 820px) {
  .site-v2 .apex-shell { padding: 0 20px; }
  .site-v2 .apex-nav { padding: 14px 0; align-items: flex-start; }
  .site-v2 .apex-nav-links { gap: 14px; }
  .site-v2 .apex-card-grid.three,
  .site-v2 .apex-ribbon-grid,
  .site-v2 .apex-card-grid.four,
  .site-v2 .apex-steps,
  .site-v2 .apex-form-grid.two { grid-template-columns: 1fr; }
  .site-v2 .apex-hero,
  .site-v2 .apex-simple-hero { padding: 126px 0 56px; }
  .site-v2 .apex-actions,
  .site-v2 .apex-cta-actions { flex-direction: column; align-items: stretch; }
  .site-v2 .apex-btn,
  .site-v2 .apex-nav-links .apex-nav-cta { width: 100%; }
}


/* ===== Premium refinement pass: homepage ribbon, resources, articles ===== */
.site-v2.homepage-v2 .apex-hero {
  min-height: 78vh;
  padding-bottom: 54px;
}

.site-v2.homepage-v2 .apex-ribbon {
  margin-top: 0;
  padding: 26px 0 0;
  background: #fff;
}

.site-v2 .apex-ribbon-card {
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.site-v2 .apex-ribbon-card:hover,
.site-v2 .apex-resource-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 34px -24px rgba(15,23,42,0.28);
}

.site-v2 .ribbon-personal {
  background: linear-gradient(180deg, #faf5ff 0%, #ffffff 100%);
  border-color: rgba(139,92,246,0.18);
}
.site-v2 .ribbon-disability {
  background: linear-gradient(180deg, #ecfeff 0%, #ffffff 100%);
  border-color: rgba(14,116,144,0.18);
}
.site-v2 .ribbon-business {
  background: linear-gradient(180deg, #ecfdf5 0%, #ffffff 100%);
  border-color: rgba(5,150,105,0.18);
}
.site-v2 .ribbon-wealth {
  background: linear-gradient(180deg, #fffbeb 0%, #ffffff 100%);
  border-color: rgba(217,119,6,0.18);
}

.site-v2 .apex-ribbon-actions {
  display: flex;
  justify-content: center;
  margin-top: 20px;
}

.site-v2 .apex-ribbon-actions .apex-btn {
  min-width: 240px;
}

.site-v2 .apex-resource-grid {
  align-items: stretch;
}

.site-v2 .apex-resource-card {
  display: grid;
  gap: 10px;
  padding: 28px;
  text-decoration: none;
  color: inherit;
  background: #fff;
  border: 1px solid var(--apex-v2-line);
  border-radius: 26px;
  box-shadow: 0 14px 32px -24px rgba(15,23,42,0.25);
}

.site-v2 .apex-resource-card strong {
  color: var(--apex-v2-ink);
  font-size: 1.1rem;
  line-height: 1.35;
}

.site-v2 .apex-resource-card p {
  color: var(--apex-v2-muted);
  margin: 0;
}

.site-v2 .apex-resource-tag,
.site-v2 .apex-inline-link-row a {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
}

.site-v2 .apex-resource-tag {
  color: #475569;
  padding: 9px 12px;
  border-radius: 999px;
  background: #f8fafc;
}

.site-v2 .apex-inline-link-row {
  margin-top: 24px;
  text-align: center;
}

.site-v2 .apex-inline-link-row a {
  color: var(--apex-v2-ink);
  text-decoration: none;
}

.site-v2 .article-body {
  display: grid;
  gap: 18px;
}

.site-v2 .article-body h2 {
  color: var(--apex-v2-ink);
  font-size: clamp(1.7rem, 3vw, 2.15rem);
  letter-spacing: -0.03em;
  margin-top: 12px;
}

/* ── Article lead grid ── */
.site-v2 .article-lead-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-bottom: 8px;
}

.site-v2 .article-lead-card {
  display: grid;
  gap: 8px;
  padding: 20px 22px;
  border-radius: 18px;
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
  border: 1px solid rgba(15, 23, 42, 0.07);
  box-shadow: 0 4px 16px -8px rgba(15, 23, 42, 0.10);
}

.site-v2 .article-lead-card span {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--gray-500);
}

.site-v2 .article-lead-card strong {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--gray-900);
  line-height: 1.35;
  letter-spacing: -0.01em;
}

.site-v2 .article-lead-card p {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 860px) {
  .site-v2 .article-lead-grid {
    grid-template-columns: 1fr;
  }
}

/* ── Article checklist box ── */
.site-v2 .apex-article-box {
  background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-left: 4px solid var(--gray-900);
  border-radius: 0 18px 18px 0;
  padding: 24px 28px;
  margin-top: 8px;
}

.site-v2 .apex-article-box h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--gray-900);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 14px;
}

.site-v2 .apex-article-box ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 10px;
}

.site-v2 .apex-article-box li {
  position: relative;
  padding-left: 18px;
  font-size: 0.95rem;
  color: var(--gray-700);
  line-height: 1.6;
}

.site-v2 .apex-article-box li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 9px;
  width: 6px;
  height: 6px;
  border-radius: 999px;
  background: var(--gray-900);
}

/* ── Article CTA ── */
.site-v2 .apex-article-cta {
  background: linear-gradient(135deg, #f1f5f9 0%, #ffffff 100%);
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 20px;
  padding: 28px 32px;
  margin-top: 8px;
}

.site-v2 .apex-article-cta h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--gray-900);
  letter-spacing: -0.02em;
  margin-bottom: 10px;
  line-height: 1.3;
}

.site-v2 .apex-article-cta p {
  color: var(--gray-600);
  line-height: 1.65;
  margin-bottom: 0;
}

.site-v2 .apex-article-cta .apex-inline-link-row {
  margin-top: 20px;
  text-align: left;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.site-v2 .apex-article-cta .apex-inline-link-row a {
  display: inline-flex;
  align-items: center;
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  text-decoration: none;
  padding: 10px 20px;
  border-radius: 10px;
  transition: all 0.18s ease;
}

.site-v2 .apex-article-cta .apex-inline-link-row a:first-child {
  background: var(--gray-900);
  color: #ffffff;
}

.site-v2 .apex-article-cta .apex-inline-link-row a:first-child:hover {
  background: #1e293b;
  box-shadow: 0 8px 20px -6px rgba(15, 23, 42, 0.28);
}

.site-v2 .apex-article-cta .apex-inline-link-row a:last-child:not(:first-child) {
  background: transparent;
  color: var(--gray-700);
  border: 1px solid rgba(15, 23, 42, 0.14);
}

.site-v2 .apex-article-cta .apex-inline-link-row a:last-child:not(:first-child):hover {
  background: #f8fafc;
  border-color: rgba(15, 23, 42, 0.22);
  color: var(--gray-900);
}

/* ── Article related reading ── */
.site-v2 .apex-article-related {
  margin-top: 8px;
  padding-top: 32px;
  border-top: 1px solid rgba(15, 23, 42, 0.08);
}

.site-v2 .apex-article-related h3 {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--gray-500);
  margin-bottom: 16px;
}

.site-v2 .apex-related-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.site-v2 .apex-related-grid a {
  display: grid;
  gap: 8px;
  padding: 20px 22px;
  text-decoration: none;
  color: inherit;
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 18px;
  box-shadow: 0 4px 16px -8px rgba(15, 23, 42, 0.10);
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.site-v2 .apex-related-grid a:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px -10px rgba(15, 23, 42, 0.16);
  border-color: rgba(15, 23, 42, 0.14);
}

.site-v2 .apex-related-grid span {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--gray-500);
}

.site-v2 .apex-related-grid strong {
  display: block;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--gray-900);
  line-height: 1.35;
  letter-spacing: -0.01em;
}

.site-v2 .apex-related-grid p {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 860px) {
  .site-v2 .apex-related-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 1080px) {
  .site-v2 .apex-resource-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 820px) {
  .site-v2 .apex-resource-grid { grid-template-columns: 1fr; }
  .site-v2 .apex-ribbon-actions .apex-btn { width: 100%; }
}


/* ===== Homepage stability + hero fallback fix ===== */
.site-v2.home-fixed .apex-home-hero {
  min-height: 74vh;
  align-items: flex-start;
  padding: 116px 0 96px;
  background: #020617;
}

.site-v2.home-fixed .apex-hero-copy p {
  margin-bottom: 0;
}

.site-v2.home-fixed .apex-ribbon {
  padding-top: 32px;
}

.site-v2.home-fixed .apex-ribbon-grid {
  align-items: stretch;
}

.site-v2.home-fixed.video-fallback .apex-home-hero {
  background:
    radial-gradient(circle at 20% 20%, rgba(56, 189, 248, 0.14), transparent 28%),
    linear-gradient(135deg, #020617 0%, #0f172a 52%, #1e293b 100%);
}

.site-v2.home-fixed.video-fallback .apex-hero-overlay {
  background: linear-gradient(90deg, rgba(2, 6, 23, 0.78) 0%, rgba(2, 6, 23, 0.58) 46%, rgba(2, 6, 23, 0.44) 100%);
}

.site-v2.home-fixed.video-fallback .apex-hero-video {
  display: none !important;
}

@media (max-width: 820px) {
  .site-v2.home-fixed .apex-home-hero {
    padding: 126px 0 72px;
  }

  .site-v2.home-fixed .apex-ribbon {
    padding-top: 24px;
  }
}


@media (max-width: 980px) {
  .site-v2 .apex-hero-metrics {
    grid-template-columns: 1fr;
    max-width: 640px;
    margin-top: 22px;
  }
}

@media (max-width: 820px) {
  .site-v2 .apex-hero-metrics {
    gap: 12px;
  }

  .site-v2 .apex-hero-metric {
    padding: 14px 14px;
    border-radius: 18px;
  }

  .site-v2 .apex-hero-metric strong {
    font-size: 1.9rem;
  }
}


/* ===== Homepage flow refinement: separate summary band ===== */
.site-v2.home-fixed .home-hero-centered {
  justify-content: center;
  text-align: center;
  padding-top: 12px;
}

.site-v2.home-fixed .home-hero-centered .apex-hero-copy {
  margin: 0 auto;
}

.site-v2.home-fixed .home-hero-centered .apex-hero-copy p {
  margin: 0 auto;
}


.site-v2.home-fixed .home-hero-centered .apex-hero-copy {
  max-width: 980px;
}

.site-v2 .apex-hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  max-width: 920px;
  margin: 26px auto 0;
}

.site-v2 .apex-hero-metric {
  display: grid;
  gap: 8px;
  padding: 16px 18px;
  border-radius: 22px;
  background: transparent;
  border: 1px solid rgba(255,255,255,0.18);
  backdrop-filter: none;
  box-shadow: none;
}

.site-v2 .apex-hero-metric strong {
  color: #ffffff;
  font-size: clamp(1.9rem, 3.6vw, 3rem);
  line-height: 0.95;
  letter-spacing: -0.05em;
}

.site-v2 .apex-hero-metric span {
  color: rgba(255,255,255,0.88);
  font-size: 0.9rem;
  line-height: 1.45;
  letter-spacing: 0.01em;
}

.site-v2 .apex-home-summary {
  position: relative;
  margin-top: -54px;
  z-index: 4;
  padding-bottom: 10px;
}

.site-v2 .apex-home-summary-card {
  background: rgba(255,255,255,0.94);
  border: 1px solid rgba(226,232,240,0.95);
  border-radius: 30px;
  padding: 28px 30px;
  box-shadow: 0 30px 60px -40px rgba(15,23,42,0.35);
  backdrop-filter: blur(14px);
}

.site-v2 .apex-home-summary-intro {
  display: grid;
  gap: 8px;
  margin-bottom: 22px;
}

.site-v2 .apex-home-summary-intro h2 {
  color: var(--apex-v2-ink);
  font-size: clamp(1.9rem, 3.2vw, 2.7rem);
  letter-spacing: -0.04em;
  line-height: 1.04;
  max-width: 780px;
}

.site-v2 .apex-home-summary-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.site-v2 .apex-home-summary-item {
  display: grid;
  gap: 6px;
  padding: 18px 18px 16px;
  border-radius: 22px;
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
  border: 1px solid rgba(226,232,240,0.9);
}

.site-v2 .apex-home-summary-item strong {
  color: var(--apex-v2-ink);
  font-size: 1rem;
  line-height: 1.3;
}

.site-v2 .apex-home-summary-item span {
  color: var(--apex-v2-muted);
  font-size: 0.97rem;
  line-height: 1.65;
}

.site-v2.home-fixed .apex-ribbon {
  padding-top: 18px;
}

@media (max-width: 1080px) {
  .site-v2 .apex-home-summary {
    margin-top: -34px;
  }

  .site-v2 .apex-home-summary-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 820px) {
  .site-v2 .apex-home-summary {
    margin-top: -18px;
  }

  .site-v2 .apex-home-summary-card {
    padding: 22px 20px;
    border-radius: 24px;
  }

  .site-v2 .apex-home-summary-intro h2 {
    font-size: 1.9rem;
  }
}


/* ===== Homepage refinement pass: higher hero copy + simpler tools ===== */
.site-v2 .apex-tool-card {
  gap: 8px;
  display: grid;
  align-content: start;
}

.site-v2 .apex-tool-card strong {
  margin-top: 0;
}

@media (max-width: 820px) {
  .site-v2.home-fixed .apex-home-hero {
    min-height: 68vh;
    padding: 112px 0 80px;
  }

  .site-v2.home-fixed .home-hero-centered {
    padding-top: 0;
  }
}

.site-v2 .apex-cta-grid.apex-cta-grid-single { grid-template-columns: 1fr; }


/* ===== Homepage combined framework section ===== */
.site-v2 .apex-framework-section {
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
}

.site-v2 .apex-framework-header {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
  align-items: end;
  margin-bottom: 34px;
}

.site-v2 .apex-framework-header .apex-section-heading {
  margin: 0;
}

.site-v2 .apex-framework-header .apex-section-heading p {
  max-width: 620px;
  margin: 0;
}

.site-v2 .apex-framework-aside {
  display: grid;
  gap: 8px;
  align-content: end;
  justify-items: end;
  padding: 18px 20px;
  min-width: 280px;
  border: 1px solid rgba(226,232,240,0.9);
  border-radius: 24px;
  background: rgba(255,255,255,0.78);
  box-shadow: 0 18px 42px -34px rgba(15,23,42,0.28);
  backdrop-filter: blur(10px);
}

.site-v2 .apex-framework-aside span {
  color: #475569;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.site-v2 .apex-framework-aside p {
  color: var(--apex-v2-ink);
  font-size: 1rem;
  line-height: 1.5;
  text-align: right;
  margin: 0;
}

.site-v2 .apex-framework-track {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  padding-top: 18px;
}

.site-v2 .apex-framework-rail {
  position: absolute;
  top: 0;
  left: 10%;
  right: 10%;
  height: 3px;
  border-radius: 999px;
  background: linear-gradient(90deg, rgba(99,102,241,0.14) 0%, rgba(15,23,42,0.4) 52%, rgba(15,23,42,0.14) 100%);
}

.site-v2 .apex-framework-rail::after {
  content: '';
  position: absolute;
  right: -1px;
  top: 50%;
  width: 12px;
  height: 12px;
  border-top: 3px solid rgba(15,23,42,0.42);
  border-right: 3px solid rgba(15,23,42,0.42);
  transform: translateY(-50%) rotate(45deg);
}

.site-v2 .apex-framework-step {
  position: relative;
  display: grid;
  gap: 12px;
  padding: 30px 26px 28px;
  background: rgba(255,255,255,0.96);
  border: 1px solid var(--apex-v2-line);
  border-radius: 28px;
  box-shadow: 0 24px 48px -34px rgba(15,23,42,0.24);
}

.site-v2 .apex-framework-step::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 28px;
  pointer-events: none;
  background: linear-gradient(180deg, rgba(255,255,255,0.06) 0%, rgba(255,255,255,0) 32%);
}

.site-v2 .apex-framework-step.step-question {
  background: linear-gradient(180deg, #ffffff 0%, #faf7ff 100%);
}

.site-v2 .apex-framework-step.step-framework {
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.site-v2 .apex-framework-step.step-decision {
  background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
}

.site-v2 .apex-framework-node {
  width: 18px;
  height: 18px;
  border-radius: 999px;
  background: #0f172a;
  box-shadow: 0 0 0 10px #ffffff;
  position: absolute;
  top: -9px;
  left: 26px;
  z-index: 2;
}

.site-v2 .apex-framework-kicker {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  padding: 8px 12px;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #334155;
  background: rgba(248,250,252,0.95);
  border: 1px solid rgba(226,232,240,0.9);
}

.site-v2 .apex-framework-step h3 {
  color: var(--apex-v2-ink);
  font-size: 1.22rem;
  line-height: 1.28;
  letter-spacing: -0.02em;
}

.site-v2 .apex-framework-step p {
  color: var(--apex-v2-muted);
  margin: 0;
  line-height: 1.7;
}

@media (max-width: 980px) {
  .site-v2 .apex-framework-header {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .site-v2 .apex-framework-aside {
    justify-items: start;
    min-width: 0;
  }

  .site-v2 .apex-framework-aside p {
    text-align: left;
  }

  .site-v2 .apex-framework-track {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .site-v2 .apex-framework-rail {
    left: 20px;
    right: auto;
    top: 18px;
    bottom: 18px;
    width: 3px;
    height: auto;
    background: linear-gradient(180deg, rgba(99,102,241,0.14) 0%, rgba(15,23,42,0.4) 52%, rgba(15,23,42,0.14) 100%);
  }

  .site-v2 .apex-framework-rail::after {
    right: auto;
    left: 50%;
    top: auto;
    bottom: -1px;
    transform: translateX(-50%) rotate(135deg);
  }

  .site-v2 .apex-framework-step {
    padding: 28px 22px 24px 56px;
  }

  .site-v2 .apex-framework-node {
    top: 30px;
    left: 11px;
    box-shadow: 0 0 0 8px #ffffff;
  }
}

@media (max-width: 820px) {
  .site-v2 .apex-framework-header {
    margin-bottom: 24px;
  }

  .site-v2 .apex-framework-aside {
    border-radius: 20px;
    padding: 16px 18px;
  }

  .site-v2 .apex-framework-step {
    border-radius: 24px;
  }
}

/* ===== Hero metrics responsive refinement ===== */
@media (max-width: 980px) {
  .site-v2 .apex-hero-metrics {
    grid-template-columns: 1fr;
    max-width: 640px;
    margin-top: 22px;
  }
}

@media (max-width: 820px) {
  .site-v2 .apex-hero-metrics {
    gap: 12px;
  }

  .site-v2 .apex-hero-metric {
    padding: 14px 14px;
    border-radius: 18px;
  }

  .site-v2 .apex-hero-metric strong {
    font-size: 1.9rem;
  }
}


/* ===== Final hero metrics polish ===== */

.site-v2 .apex-hero-metrics {
  gap: 18px;
  max-width: 980px;
  margin-top: 28px;
}

.site-v2 .apex-hero-metric {
  padding: 0;
  border: 0;
  background: transparent;
  box-shadow: none;
  backdrop-filter: none;
}

.site-v2 .apex-hero-metric strong {
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  letter-spacing: -0.045em;
}

.site-v2 .apex-hero-metric span {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.9);
}

@media (max-width: 820px) {
  .site-v2 .apex-hero-metric strong {
    font-size: 1.75rem;
  }
}

/* ===== Floating consultation widget ===== */
body.apex-float-open {
  overflow: hidden;
}

.apex-float-widget {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 1200;
  width: min(380px, calc(100vw - 24px));
  transition: transform .25s ease, box-shadow .25s ease;
}

.apex-float-widget.is-collapsed {
  width: auto;
}

.apex-float-widget.is-collapsed .apex-float-panel {
  display: none;
}

.apex-float-widget.is-open {
  inset: 0;
  width: 100%;
  display: grid;
  place-items: center;
  padding: 24px;
  background: rgba(15, 23, 42, 0.34);
  backdrop-filter: blur(10px);
}

.apex-float-widget.is-open .apex-float-trigger {
  display: none;
}

.apex-float-trigger {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  border: 0;
  border-radius: 999px;
  padding: 14px 18px;
  background: rgba(15, 23, 42, 0.94);
  color: #fff;
  box-shadow: 0 18px 45px rgba(15, 23, 42, 0.25);
  font: inherit;
  font-weight: 600;
  cursor: grab;
  animation: apexPulse 3.2s ease-in-out infinite;
}

.apex-float-widget.is-dragging .apex-float-trigger {
  cursor: grabbing;
  animation: none;
}

.apex-float-trigger-dot {
  width: 10px;
  height: 10px;
  border-radius: 999px;
  background: linear-gradient(135deg, #60a5fa, #a78bfa);
  box-shadow: 0 0 0 6px rgba(96, 165, 250, 0.14);
}

.apex-float-panel {
  width: min(520px, calc(100vw - 32px));
  background: rgba(255,255,255,0.97);
  border: 1px solid rgba(148,163,184,0.22);
  border-radius: 28px;
  box-shadow: 0 30px 80px rgba(15,23,42,0.22);
  padding: 26px;
}

.apex-float-panel-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 8px;
}

.apex-float-kicker {
  display: block;
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: #64748b;
  margin-bottom: 6px;
}

.apex-float-panel h3 {
  font-size: clamp(1.5rem, 2vw, 1.85rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: #0f172a;
}

.apex-float-close {
  border: 0;
  background: transparent;
  font-size: 1.9rem;
  line-height: 1;
  color: #475569;
  cursor: pointer;
}

.apex-float-copy {
  color: #475569;
  margin-bottom: 18px;
}

.apex-float-form {
  display: grid;
  gap: 14px;
}

.apex-float-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.apex-float-form label {
  display: grid;
  gap: 7px;
  color: #0f172a;
  font-size: 0.92rem;
  font-weight: 600;
}

.apex-float-form label span {
  color: #334155;
}

.apex-float-form input,
.apex-float-form select,
.apex-float-form textarea {
  width: 100%;
  border-radius: 14px;
  border: 1px solid #cbd5e1;
  background: #fff;
  padding: 12px 14px;
  font: inherit;
  color: #0f172a;
}

.apex-float-form textarea {
  resize: vertical;
  min-height: 110px;
}

.apex-float-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 4px;
}

.apex-float-submit,
.apex-float-link {
  appearance: none;
  border: 0;
  border-radius: 999px;
  padding: 12px 18px;
  font: inherit;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
}

.apex-float-submit {
  background: #0f172a;
  color: #fff;
}

.apex-float-link {
  background: #eef2ff;
  color: #334155;
}

@keyframes apexPulse {
  0%, 100% { transform: translateY(0); box-shadow: 0 18px 45px rgba(15, 23, 42, 0.25); }
  50% { transform: translateY(-2px); box-shadow: 0 22px 50px rgba(15, 23, 42, 0.28); }
}

@media (max-width: 820px) {
  .apex-float-widget {
    right: 14px;
    bottom: 14px;
  }
  .apex-float-grid {
    grid-template-columns: 1fr;
  }
  .apex-float-panel {
    padding: 22px;
  }
}




/* Persistent Request a Consultation button */
.apex-fixed-booking {
  position: fixed;
  left: 18px;
  bottom: 18px;
  z-index: 1450;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 18px;
  border-radius: 999px;
  background: linear-gradient(135deg, #0f172a, #1e293b);
  color: #ffffff;
  text-decoration: none;
  font: 600 14px/1.2 Inter, system-ui, sans-serif;
  box-shadow: 0 22px 48px rgba(15, 23, 42, 0.28);
  transition: transform 180ms ease, box-shadow 180ms ease, opacity 180ms ease;
}
.apex-fixed-booking:hover {
  transform: translateY(-1px);
  box-shadow: 0 26px 54px rgba(15, 23, 42, 0.32);
}
.apex-fixed-booking:focus-visible {
  outline: 3px solid rgba(56, 189, 248, 0.35);
  outline-offset: 2px;
}
.apex-fixed-booking-dot {
  width: 10px;
  height: 10px;
  border-radius: 999px;
  background: #38bdf8;
  flex: 0 0 auto;
}
.apex-fixed-booking[data-variant="consult-page"] {
  bottom: 18px;
}
@media (max-width: 640px) {
  .apex-fixed-booking {
    left: 12px;
    right: 12px;
    bottom: 12px;
    justify-content: center;
    padding: 14px 16px;
  }
}


.site-v2.about-v2 .apex-about-hero-grid,
.site-v2.about-v2 .apex-about-story-grid,
.site-v2.about-v2 .apex-about-close-grid {
  position: relative;
  z-index: 2;
  display: grid;
  gap: 32px;
  align-items: start;
}

.site-v2.about-v2 .apex-about-hero-grid {
  grid-template-columns: minmax(0, 1.02fr) minmax(340px, 0.86fr);
  align-items: center;
}

.site-v2.about-v2 .apex-about-hero-copy p { max-width: 660px; }

.site-v2.about-v2 .apex-about-hero-points {
  margin-top: 24px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.site-v2.about-v2 .apex-about-hero-points span {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid rgba(148,163,184,0.32);
  background: rgba(255,255,255,0.88);
  color: #334155;
  font-size: 0.88rem;
  font-weight: 600;
  line-height: 1.2;
  box-shadow: 0 10px 26px -22px rgba(15,23,42,0.25);
}

.site-v2.about-v2 .apex-about-hero-panel,
.site-v2.about-v2 .apex-about-quote-card {
  background: rgba(255,255,255,0.88);
  border: 1px solid rgba(148,163,184,0.24);
  border-radius: 30px;
  padding: 32px;
  box-shadow: 0 22px 50px -34px rgba(15,23,42,0.28);
  backdrop-filter: blur(10px);
}

.site-v2.about-v2 .apex-about-featured-panel {
  background:
    linear-gradient(180deg, rgba(255,255,255,0.94) 0%, rgba(248,250,252,0.98) 100%),
    linear-gradient(135deg, rgba(226,232,240,0.55) 0%, rgba(255,255,255,0.85) 100%);
}

.site-v2.about-v2 .apex-about-featured-panel h2 {
  font-size: clamp(1.5rem, 2.4vw, 2rem);
  line-height: 1.18;
  margin: 0 0 14px;
  color: var(--apex-v2-ink);
}

.site-v2.about-v2 .apex-about-featured-panel p {
  margin: 0 0 16px;
  color: var(--apex-v2-muted);
  font-size: 1rem;
  line-height: 1.7;
}

.site-v2.about-v2 .apex-about-panel-kicker,
.site-v2.about-v2 .apex-about-proof-label,
.site-v2.about-v2 .editorial-pillar-kicker {
  color: #475569;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
}

.site-v2.about-v2 .apex-about-featured-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.site-v2.about-v2 .apex-about-featured-list li {
  position: relative;
  padding-left: 18px;
  color: #334155;
  line-height: 1.6;
}

.site-v2.about-v2 .apex-about-featured-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.68em;
  width: 7px;
  height: 7px;
  border-radius: 999px;
  background: #0f172a;
}

.site-v2.about-v2 .apex-about-featured-note {
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid rgba(15,23,42,0.08);
  color: #475569;
  font-size: 0.96rem;
  line-height: 1.7;
}

.site-v2.about-v2 .apex-about-proof-band {
  padding-top: 0;
  margin-top: -18px;
}

.site-v2.about-v2 .apex-about-proof-grid-premium {
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: 20px;
}

.site-v2.about-v2 .apex-about-proof-stack {
  display: grid;
  gap: 20px;
}

.site-v2.about-v2 .apex-proof-card {
  padding: 30px;
}

.site-v2.about-v2 .apex-proof-card-primary {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  border-color: rgba(15,23,42,0.4);
  color: #fff;
  box-shadow: 0 28px 56px -34px rgba(15,23,42,0.45);
}

.site-v2.about-v2 .apex-proof-card-primary h3,
.site-v2.about-v2 .apex-proof-card-primary p,
.site-v2.about-v2 .apex-proof-card-primary .apex-about-proof-label,
.site-v2.about-v2 .apex-proof-card-primary .apex-about-proof-inline span {
  color: #fff;
}

.site-v2.about-v2 .apex-proof-card-primary p {
  max-width: 54ch;
  opacity: 0.86;
}

.site-v2.about-v2 .apex-about-proof-inline {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 20px;
}

.site-v2.about-v2 .apex-about-proof-inline span {
  display: inline-flex;
  align-items: center;
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  font-size: 0.88rem;
  line-height: 1.2;
}

.site-v2.about-v2 .apex-proof-card-accent {
  position: relative;
  overflow: hidden;
}

.site-v2.about-v2 .apex-proof-card-accent::before,
.site-v2.about-v2 .editorial-pillar::before {
  content: '';
  position: absolute;
  inset: 0 0 auto 0;
  height: 4px;
}

.site-v2.about-v2 .accent-sage::before,
.site-v2.about-v2 .tone-emerald::before { background: linear-gradient(90deg, #0f766e 0%, #5eead4 100%); }
.site-v2.about-v2 .accent-sand::before,
.site-v2.about-v2 .tone-amber::before { background: linear-gradient(90deg, #b45309 0%, #fcd34d 100%); }
.site-v2.about-v2 .tone-plum::before { background: linear-gradient(90deg, #6d28d9 0%, #c4b5fd 100%); }
.site-v2.about-v2 .tone-slate::before { background: linear-gradient(90deg, #1e293b 0%, #cbd5e1 100%); }

.site-v2.about-v2 .apex-about-story-grid-editorial {
  grid-template-columns: minmax(0, 0.92fr) minmax(340px, 0.98fr);
  gap: 36px;
}

.site-v2.about-v2 .apex-about-story-copy p + p { margin-top: 14px; }

.site-v2.about-v2 .apex-copy-rule {
  width: 72px;
  height: 1px;
  margin: 16px 0 18px;
  background: rgba(15,23,42,0.18);
}

.site-v2.about-v2 .apex-pillar-channel-grid.editorial-pillars {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.site-v2.about-v2 .editorial-pillar {
  position: relative;
  display: grid;
  gap: 10px;
  min-height: 172px;
  padding: 24px;
  text-decoration: none;
  color: inherit;
  background: rgba(255,255,255,0.92);
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}

.site-v2.about-v2 .editorial-pillar strong {
  font-size: 1.16rem;
  text-transform: none;
}

.site-v2.about-v2 .editorial-pillar span {
  margin-top: 0;
  color: var(--apex-v2-muted);
}

.site-v2.about-v2 .editorial-pillar:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 36px -28px rgba(15,23,42,0.28);
  border-color: rgba(148,163,184,0.35);
}

.site-v2.about-v2 .premium-about-close {
  position: relative;
  overflow: hidden;
}

.site-v2.about-v2 .premium-about-close::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top right, rgba(255,255,255,0.72), transparent 28%);
  pointer-events: none;
}

.site-v2.about-v2 .apex-about-close-grid {
  grid-template-columns: minmax(0, 1fr) minmax(340px, 0.9fr);
}

.site-v2.about-v2 .apex-about-close-copy p { max-width: 600px; }

.site-v2.about-v2 .apex-about-quote-card > p {
  color: var(--apex-v2-ink);
  font-size: 1.06rem;
  line-height: 1.75;
  margin: 0 0 18px;
}

.site-v2.about-v2 .apex-about-quote-points {
  display: grid;
  gap: 16px;
}

.site-v2.about-v2 .apex-about-quote-points div {
  display: grid;
  gap: 4px;
  padding-top: 16px;
  border-top: 1px solid rgba(15,23,42,0.08);
}

.site-v2.about-v2 .apex-about-quote-points div:first-child {
  padding-top: 0;
  border-top: 0;
}

@media (max-width: 1100px) {
  .site-v2.about-v2 .apex-about-hero-grid,
  .site-v2.about-v2 .apex-about-proof-grid-premium,
  .site-v2.about-v2 .apex-about-story-grid-editorial,
  .site-v2.about-v2 .apex-about-close-grid {
    grid-template-columns: 1fr;
  }

  .site-v2.about-v2 .apex-about-proof-band {
    margin-top: 0;
    padding-top: 24px;
  }
}

@media (max-width: 720px) {
  .site-v2.about-v2 .apex-about-hero.about-hero-visual {
    padding-top: 116px;
    padding-bottom: 52px;
  }

  .site-v2.about-v2 .apex-about-hero-panel,
  .site-v2.about-v2 .apex-about-quote-card {
    padding: 24px;
    border-radius: 24px;
  }

  .site-v2.about-v2 .apex-pillar-channel-grid.editorial-pillars {
    grid-template-columns: 1fr;
  }

  .site-v2.about-v2 .apex-about-proof-inline {
    display: grid;
  }
}


.site-v2.about-v2 .apex-about-featured-list li { white-space: nowrap; }
@media (max-width: 1100px) { .site-v2.about-v2 .apex-about-featured-list li { white-space: normal; } }


.site-v2.about-v2 .apex-copy-rule-after { margin-top: 18px; margin-bottom: 24px; }